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Mywebinsurance.com renters insurance usually covers three things: personal property, liability, and extra living costs. Personal property insurance protects your things from theft and some kinds of damage caused by fire and other things. If someone gets hurt in your rental and you accidentally break their stuff, liability will cover you. If a covered event makes your rental unlivable, extra living expenses can help pay for some or all of the cost of staying in a hotel or temporary housing. You can also customize your policy with mywebinsurance.com so that you can add value to things that are very valuable.